Broker Check

Annie Mussoni Morrison 
(443) 468-3280
annie@zumafinancial.com

Vickie L. Leese
(410) 751-5075
vickie@zumafinancial.com


Working from my happy place to get clients to theirs...

Is Tax Reform on the Agenda? It Was the Best of Times, It Was the Worst of Times The Cost of Procrastination When Special Care Is Needed: The Special Needs Trust

Welcome to Zuma Financial Advisors!

Think about your dreams as a child.  Did you want to be an engineer or a teacher?  Did that change to become an businessperson, health care provider, attorney?  Did caring for family, getting an education, health or other aspects of life alter your destination?  Life does happen doesn’t it.  We, in the meantime, still dream of vacations, education for the next generation, retirement with fewer financial stressors.  

The point is to focus on dreams and goals.  

At Zuma Financial Advisors, we listen to and plan with clients to uncover and envision dreams and goals, build savings strategies during everyday life towards pursuing those goals.  Personally, Zuma Beach in Malibu, California is my “Happy Place; a beautiful, peaceful setting we look forward to spending more time.  Therefore, as part of my monthly budget, I set aside savings each month for vacations with my family as we did recently.  The memories and realization of a goal set and achieved are priceless treasures.

We believe in practicing what we preach to deliver our mission.  Vickie and I have found with vision and commitment to implementing strategies, one can pursue great things.  For our clients, it may be a home or car purchase, a family education plan, understanding income choices throughout retirement, together we dream, discuss, and consider a variety of things, making it fun to strategize for the future!  

Our mission is to sit on the couch in a client’s new home, look out the window and smile. Or help to pay off an education loan, recognizing that the payment can go towards savings for another goal.

Paying it forward has been and will continue to be powerful.

Helpful Content

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The Financial Literacy Crisis

Many Americans are operating their personal finances with only the barest minimum of knowledge.

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Estate Management Checklist

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Keeping Up with the Joneses

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

 

You May Need to Make Estimated Tax Payments If…

Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

Types of Stock Market Analysis

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Assess Life Insurance Needs

How to help determine life insurance needs to provide for your family after you pass away.

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Federal Income Tax

Use this calculator to estimate your income tax liability along with average and marginal tax rates.

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

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Help determine the required minimum distribution from an IRA or other qualified retirement plan.

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Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

Saving for College

This calculator can help you estimate how much you should be saving for college.

What's My Potential Estate Tax?

This calculator helps estimate your federal estate tax liability.

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Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

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Will You Pay the AMT?

Despite recent tax-law changes, many Americans are expected to pay the AMT this year.

When Special Care Is Needed: The Special Needs Trust

A special needs trust helps care for a special needs child when you’re gone.

The Rule of 72

Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.

How to Retire Early

Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.

Your Personal Recovery

As the economy gathers momentum, many are waiting for their personal finances to gather momentum, too.

To Buy or Not to Buy

The decision whether to buy or rent a home may have long-term implications.

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